State law requires that every driver have car insurance to register and legally operate a vehicle on public roads. But according to a recent study, about one in seven drivers on the road is operating their vehicle without insurance.
Tennessee is one of the worst states for uninsured drivers. We are tied for the third highest rate of uninsured drivers with Florida and Oklahoma. In Tennessee, 24% of drivers–nearly one in four–is driving without insurance. If you are in a car accident with a driver without insurance, it can be hard to get compensation for your injuries, but a personal injury lawyer can help.
If you have uninsured motorist insurance, of course, your insurance company should help pay for your injuries, but if you do not have this type of insurance or if this insurance does not cover all your injuries, you may have to look elsewhere for compensation.
Sometimes you can get compensation from the other driver. Although they rarely have the resources to pursue them directly, they may be covered by other insurance policies that can help pay your costs. Other times, you own insurance company may owe you more compensation through other policies you hold. Insurance companies do not always speak up about your coverage, nor do they always pay what you are owed, but a personal injury lawyer can help you pursue the compensation you are due.
To learn more about your legal rights and options after a car accident with an uninsured motorist, please contact Herbert Thornbury, Attorney at Law today for a free initial personal injury consultation