Injuring yourself at work can be a debilitating experience. The loss of mobility and pain from the injury can make things difficult for you and your loved ones, and the financial toll it takes on you can make the situation all the more challenging.
You may have many questions after you've suffered an injury at work, and it's essential to understand your rights.
Here are some things that you should know about handling work-related injuries and what some of your legal options may be.
If you've been injured on the job, your first thought may be to file a worker's compensation claim. Even if you receive worker's compensation when you're out of work, it may not always be enough to help you keep up with medical expenses. Worker's compensation in Tennessee is a two-thirds difference from your regular salary, which may not always help make up for the time you're out of work.
Also, if your employer can prove that your injury has not come as a direct result of your job duties, it could result in your claim being denied, further complicating matters.
When Insurance isn't enough
In many instances, having insurance may be enough to cover the costs of medical bills or help with loss of income. But there are other situations where insurance companies can make things complicated and not provide you with all the benefits you need.
Insurance claims can often be tedious and stressful, which don't help you in situations where you've suffered an injury. In these cases, seeking sound legal counsel can be what you need to help you make sense of your options.
If Your Employer Doesn't Carry Worker's Compensation Insurance
Unfortunately, some employers don't carry worker's compensation insurance, which can put you in harm's way. But if you've suffered a work-related injury and your employer doesn't offer worker's compensation, they could still be found liable, and you may be able to file a personal injury lawsuit.
If you've suffered a work-related injury and want to know what your options are, please call the law office of Herbert Thornbury. Schedule your free case review by calling our Chatanooga office at 423-991-2231.